{"@context":"https://schema.org","@graph":[{"@type":"Organization","name":"Oreno CoproR\u00e9nov","legalName":"SBA","alternateName":["ORENO","Oreno CoproR\u00e9nov"],"taxID":"FR46933906182","identifier":"933 906 182","url":"https://coprorenov.com","logo":"https://coprorenov.com/static/core/images/logo.png","sameAs":["https://www.linkedin.com/company/o-reno/","https://www.instagram.com/oreno_clermont/","https://www.facebook.com/people/Oreno-Clermont/61570466664087/"],"contactPoint":{"@type":"ContactPoint","telephone":"+33443551122","contactType":"customer service","areaServed":["FR","Auvergne-Rh\u00f4ne-Alpes","Puy-de-D\u00f4me"],"availableLanguage":"French"},"address":{"@type":"PostalAddress","streetAddress":"25 rue Joseph Desaymard","addressLocality":"Clermont-Ferrand","postalCode":"63000","addressRegion":"Auvergne-Rh\u00f4ne-Alpes","addressCountry":"FR"}},{"@type":"LocalBusiness","@id":"https://coprorenov.com/#localbusiness","name":"Oreno CoproR\u00e9nov","legalName":"SBA","alternateName":"ORENO","taxID":"FR46933906182","description":"Expert en r\u00e9novation \u00e9nerg\u00e9tique pour copropri\u00e9t\u00e9s : DPE-PPT, isolation, travaux, financement MaPrimeR\u00e9nov \u2014 Clermont-Ferrand, Riom, Puy-de-D\u00f4me (63) et France","url":"https://coprorenov.com","telephone":"+33443551122","priceRange":"\u20ac\u20ac","image":"https://coprorenov.com/static/core/images/logo.png","address":{"@type":"PostalAddress","streetAddress":"25 rue Joseph Desaymard","addressLocality":"Clermont-Ferrand","postalCode":"63000","addressRegion":"Auvergne-Rh\u00f4ne-Alpes","addressCountry":"FR"},"geo":{"@type":"GeoCoordinates","latitude":45.767612,"longitude":3.129491},"areaServed":[{"@type":"AdministrativeArea","name":"Puy-de-D\u00f4me"},{"@type":"City","name":"Clermont-Ferrand"},{"@type":"City","name":"Riom"},{"@type":"City","name":"Cournon-d'Auvergne"},{"@type":"Country","name":"France"}],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"09:00","closes":"18:00"}],"aggregateRating":{"@type":"AggregateRating","ratingValue":"5.0","reviewCount":"21","bestRating":"5"}},{"@type":"WebSite","@id":"https://coprorenov.com/#website","name":"CoproR\u00e9nov","url":"https://coprorenov.com","inLanguage":"fr-FR","publisher":{"@id":"https://coprorenov.com/#localbusiness"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https://coprorenov.com/"},{"@type":"ListItem","position":2,"name":"Solutions","item":"https://coprorenov.com/nos-solutions/"},{"@type":"ListItem","position":3,"name":"Financement","item":"https://coprorenov.com/financement/pret-collectif-copropriete/"},{"@type":"ListItem","position":4,"name":"Ing\u00e9nierie Financi\u00e8re","item":"https://coprorenov.com/financement/pret-collectif-copropriete/"}]},{"@type":"Service","@id":"https://coprorenov.com/financement/pret-collectif-copropriete/","name":"Ing\u00e9nierie Financi\u00e8re","description":"Ing\u00e9nierie financi\u00e8re copropri\u00e9t\u00e9 : pr\u00eat collectif PCAI sans caution, \u00c9co-PTZ, pr\u00e9financement MaPrimeR\u00e9nov' et CEE. Oreno \u2014 Domofinance, Caisse d'\u00c9pargne. France & 63.","url":"https://coprorenov.com/financement/pret-collectif-copropriete/","provider":{"@type":"LocalBusiness","@id":"https://coprorenov.com/#localbusiness","name":"Oreno CoproR\u00e9nov","telephone":"+33443551122","image":"https://coprorenov.com/static/core/images/logo.png","address":{"@type":"PostalAddress","streetAddress":"25 rue Joseph Desaymard","addressLocality":"Clermont-Ferrand","postalCode":"63000","addressRegion":"Auvergne-Rh\u00f4ne-Alpes","addressCountry":"FR"},"aggregateRating":{"@type":"AggregateRating","ratingValue":"5.0","reviewCount":"21","bestRating":"5"}},"areaServed":[{"@type":"AdministrativeArea","name":"Puy-de-D\u00f4me"},{"@type":"City","name":"Clermont-Ferrand"},{"@type":"City","name":"Riom"},{"@type":"Country","name":"France"}],"serviceType":"R\u00e9novation \u00c9nerg\u00e9tique Copropri\u00e9t\u00e9","image":"https://coprorenov.com/static/core/images/generated/inge_fin_presentation_ag.jpg"},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Le pr\u00eat collectif est-il vraiment sans caution personnelle ?","acceptedAnswer":{"@type":"Answer","text":"Oui, c'est l'atout du PCAI : aucune garantie sur votre appartement. En cas d'impay\u00e9, la banque se retourne uniquement contre le copropri\u00e9taire d\u00e9faillant."}},{"@type":"Question","name":"Puis-je financer mes travaux seul si je le souhaite ?","acceptedAnswer":{"@type":"Answer","text":"Oui. Le pr\u00eat collectif Oreno est \u00e0 adh\u00e9sion facultative. Chaque copropri\u00e9taire choisit en AG : emprunt via le syndicat ou r\u00e8glement comptant."}},{"@type":"Question","name":"Vos solutions sont-elles valables pour les bailleurs ?","acceptedAnswer":{"@type":"Answer","text":"Oui. Le bailleur peut emprunter pour r\u00e9nover, d\u00e9duire les int\u00e9r\u00eats des revenus fonciers et s\u00e9curiser son droit de louer face \u00e0 la Loi Climat."}},{"@type":"Question","name":"Qui monte les dossiers de pr\u00eat individuels ?","acceptedAnswer":{"@type":"Answer","text":"Oreno prend tout en charge : collecte des pi\u00e8ces, instruction avec Domofinance, Caisse d'\u00c9pargne et Banque Populaire."}},{"@type":"Question","name":"Comment obtenir un \u00c9co-PTZ collectif pour une copropri\u00e9t\u00e9 ?","acceptedAnswer":{"@type":"Answer","text":"Oreno monte le dossier \u00c9co-PTZ : v\u00e9rification \u00e9ligibilit\u00e9 travaux, banque partenaire, r\u00e9partition par tanti\u00e8mes, vote en AG."}},{"@type":"Question","name":"Quelles solutions de financement pour une r\u00e9novation \u00e9nerg\u00e9tique en copropri\u00e9t\u00e9 ?","acceptedAnswer":{"@type":"Answer","text":"MaPrimeR\u00e9nov' Copropri\u00e9t\u00e9 + CEE + \u00c9co-PTZ + pr\u00eat collectif PCAI + aides locales (Renov'actions63). Oreno simule le montage optimal."}},{"@type":"Question","name":"Peut-on combiner MaPrimeR\u00e9nov' avec d'autres dispositifs ?","acceptedAnswer":{"@type":"Answer","text":"Oui : MPR + CEE + \u00c9co-PTZ + pr\u00eat collectif. L'ing\u00e9nierie financi\u00e8re Oreno calcule le reste \u00e0 charge net par lot apr\u00e8s cumul des aides."}},{"@type":"Question","name":"Qu'est-ce que le pr\u00e9financement des aides MaPrimeR\u00e9nov' et CEE ?","acceptedAnswer":{"@type":"Answer","text":"Oreno ou ses partenaires avancent le montant des subventions : les copropri\u00e9taires ne paient que le reste \u00e0 charge r\u00e9el, sans attendre le versement Anah."}},{"@type":"Question","name":"Quelle dur\u00e9e d'amortissement pour un pr\u00eat collectif copropri\u00e9t\u00e9 ?","acceptedAnswer":{"@type":"Answer","text":"G\u00e9n\u00e9ralement 10 \u00e0 20 ans selon le montant emprunt\u00e9 et la capacit\u00e9 de remboursement. Oreno simule plusieurs sc\u00e9narios pour l'AG."}}],"@id":"https://coprorenov.com/financement/pret-collectif-copropriete/#faq"}]}